Property & Mortgage Finance

Xceda Finance provides property lending finance that can be tailored to your specific needs:

The key features of Xceda’s Property Loans are:

Property Purchases:

For residential dwellings, bare land and commercial buildings

 

Bridging Finance:

Short and medium term bridge loans where defined timelines and transaction exits are present

 

Equity Release:

For home renovations, additional property investments, debt consolidations or business investments

 

Flexible Payment Structures:

We can offer Principal and Interest loans, Interest Only Loans and for selected customers, Capitalised Interest Loans

 

Flexible Loan Types:

Fixed term loans, Line of Credit Facilities and Revolving Credit Facilities

 

Our property lending products are set out below and are subject to our standard Loan Fees, Terms and Conditions.
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Our property lending products:

1st Mortgage Lending
  • Loans up to $2m
  • Terms up to 5 years
  • Repayments including Principal and interest, interest only and capitalised interest
  • Secured against residential dwellings, bare land and commercial buildings
  • LVRs up to 80%
  • Interest Rates from 7.95% to 10.95%
2nd Mortgage Lending
  • Loans up to $350,000
  • Terms up to 5 years
  • Repayments including Principal and interest, and interest only
  • Secured against residential dwellings, bare land and commercial buildings
  • LVRs up to 80%
  • Interest Rates from 13.95% to 16.95%
Caveat Lending
  • Loans up to $100,000
  • Terms up to 3 years
  • Repayments including Principal and interest, interest only and capitalised interest
  • Secured against residential dwellings, bare land and commercial buildings
  • LVRs up to 90%
  • Interest Rates from 14.95% to 17.95%

Talk to us today

Contact one of our friendly team members to get started!

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