Property & Mortgage Finance
Xceda Finance provides property lending finance that can be tailored to your specific needs:
The key features of Xceda’s Property Loans are:
Property Purchases:
For residential dwellings, bare land and commercial buildings
Bridging Finance:
Short and medium term bridge loans where defined timelines and transaction exits are present
Equity Release:
For home renovations, additional property investments, debt consolidations or business investments
Flexible Payment Structures:
We can offer Principal and Interest loans, Interest Only Loans and for selected customers, Capitalised Interest Loans
Flexible Loan Types:
Fixed term loans, Line of Credit Facilities and Revolving Credit Facilities
Our property lending products are set out below and are subject to our standard Loan Fees, Terms and Conditions.
Our property lending products:
- 1st Mortgage Lending
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- Loans up to $2m
- Terms up to 5 years
- Repayments including Principal and interest, interest only and capitalised interest
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 80%
- Interest Rates from 7.95% to 10.95%
- 2nd Mortgage Lending
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- Loans up to $350,000
- Terms up to 5 years
- Repayments including Principal and interest, and interest only
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 80%
- Interest Rates from 13.95% to 16.95%
- Caveat Lending
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- Loans up to $100,000
- Terms up to 3 years
- Repayments including Principal and interest, interest only and capitalised interest
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 90%
- Interest Rates from 14.95% to 17.95%
