Xceda Finance provides property lending finance that can be tailored to your specific needs:
The key features of Xceda’s Property Loans are:
Property Purchases:
For residential dwellings, bare land and commercial buildings
Bridging Finance:
Short and medium term bridge loans where there is a clear source of repayment within a defined timeframe
Equity Release:
For home renovations, additional property investments, debt consolidations or business investments
Flexible Payment Structures:
We can offer Principal and Interest loans, Interest Only Loans and for selected customers, Capitalised Interest Loans
Flexible Loan Types:
Fixed term loans (from six months up to five years), Line of Credit Facilities and Revolving Credit Facilities
Our property lending products are set out below. Our fixed interest rates vary from 10.25% p.a. to 21.00% p.a. depending on a number of factors including: the security provided, credit history, serviceability and any existing loan payment history with Xceda Finance. All loans are subject to our standard Loan Fees, Terms and Conditions.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our personal loans, car loans and property and mortgage finance are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.
Our property lending products:
- 1st Mortgage Lending
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- Loans up to $2m
- Terms up to 5 years
- Repayments including Principal and interest, interest only and capitalised interest
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 80%
- Fixed Interest Rates from 9.25%p.a. - 17%p.a. (dependent on land type)
- 2nd Mortgage Lending
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- Loans up to $350,000
- Terms up to 5 years
- Repayments including Principal and interest p.a. and interest only
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 80%
- Fixed Interest Rates from 15.75%p.a. to 19.95%p.a. (dependent on land type)
- Caveat Lending
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- Loans up to $100,000
- Terms up to 3 years
- Repayments including Principal and interest, interest only and capitalised interest
- Secured against residential dwellings, bare land and commercial buildings
- LVRs up to 90%
- Fixed Interest Rates from 17.25%p.a. to 19.95%p.a.
