For Xceda’s standard Loan Fees, Terms and Conditions please click here.
Personal Loans
Whether you're looking to purchase a new car, take the family on a holiday, pay for urgent medical expenses, or consolidate some other debts, Xceda may be able to help! We specialise in personal loans from $1,000 to $50,000, and mortgage finance up to $2,000,000. Check out our services below!
Example Loans
Below are a few example loans including all the fees and interest payable
$5,000 Loan over Two Years
| Loan Amount | $5,000.00 |
| Establishment Fee | $445.05 |
| Third Party Fee | $18.98 |
| Principal Loan | $5,464.90 |
| Interest Rate p/a | 17.95% |
Payments
Weekly payments of $67.88 for 104 weeks
Total amount of payments $7,070.96
A maintenance fee of $5.37 per week is included in the weekly payment.
Total amount of interest payable is $1,048.43
A rebate applies if the loan is paid off early.
Our maximum interest rate is 29.85% p.a.
$10,000 Loan Over Three Years
| Loan Amount | $10,000.00 |
| Establishment Fee | $445.05 |
| Third Party Fee | $18.98 |
| Principal Loan | $10,464.03 |
| Interest Rate p/a | 17.95% |
Payments
Weekly payments of $92.23 for 156 weeks
Total amount of payments $14,387.88
A maintenance fee of $5.37 per week is included in the weekly payment.
Total amount of interest payable is $3,086.10
A rebate applies if the loan is paid off early.
Our maximum interest rate is 29.85% p.a.
