Personal Loans

Whether you're looking to purchase a new car, take the family on a holiday, pay for urgent medical expenses, or consolidate some other debts, Xceda may be able to help! We specialise in personal loans from $1,000 to $50,000, and mortgage finance up to $2,000,000. Check out our services below!

For Xceda’s standard Loan Fees, Terms and Conditions please click here.

There has been some changes to Consumer Lending in New Zealand which means it may take you longer when you borrow. To find out more about these changes and how they will effect you, please check out the resources on Financial Services Federations website.

Example Loans

Below are a few example loans including all the fees and interest payable

 

 

$5,000 Loan over Two Years

Loan Amount $5,000.00
Establishment Fee $445.05
Third Party Fee $18.98
Principal Loan $5,464.90
Interest Rate p/a 17.95%

Payments

Weekly payments of $67.88 for 104 weeks

Total amount of payments $7,070.96

A maintenance fee of $5.37 per week is included in the weekly payment.

Total amount of interest payable is $1,048.43

A rebate applies if the loan is paid off early.

Our maximum interest rate is 29.85% p.a.

$10,000 Loan Over Three Years

Loan Amount $10,000.00
Establishment Fee $445.05
Third Party Fee $18.98
Principal Loan $10,464.03
Interest Rate p/a 17.95%

Payments

Weekly payments of $92.23 for 156 weeks

Total amount of payments $14,387.88

A maintenance fee of $5.37 per week is included in the weekly payment.

Total amount of interest payable is $3,086.10

A rebate applies if the loan is paid off early.

Our maximum interest rate is 29.85% p.a.

Talk to us today

Contact one of our friendly team members to get started!

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