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Xceda Finance is a Non-Bank Deposit Taker regulated by the Reserve Bank of New Zealand.

For over 25 years Xceda Finance (formerly named Asset Finance Limited) has been offering investment and lending products to New Zealanders. We are committed to providing New Zealand individuals and businesses with tailored financial services that enable them to reach and then exceed their financial goals, focusing on personal service and responsible lending. Let us help you exceed your expectations!

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Our services include



We offer highly competitive rates for term deposits up to 5 years.


Personal Loans

Loans from $1,000 tailored specifically to your personal needs.


Business Loans

With a specific focus on SMEs, Xceda is a specialist business finance lender.


Property Loans

We provide flexible property lending solutions, including 1st and 2nd mortgages as well as caveat loans.

Talk to us today

Contact one of our friendly team members to get started!

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