Group 6614-2

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0800 11 22 74

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Our History


From our humble beginnings back in 1989 to where we are today!



15 December


Whakatane Spare Parts Warehouse Limited incorporated.
Soon thereafter the Company began providing lending facilities to its customers

11 December


The Company changed its name to Asset Finance Limited to reflect its primary asset-backed lending activities.

15 March


The Company appointed Covenant Trustee Services Limited as trustee under the Debenture Trust Deed dated 15 March 2004 to issue Secured Debenture Stock (i.e. term deposits) to the public.

2004 - 2007

The Company successfully managed the risks associated with the Global Financial Crisis, and avoided becoming one of the well-publicised failures of several New Zealand finance companies/institutions.

17 September


The Company became registered as a Financial Services Provider (FSP3501), and a member of what is now the Insurance and Savings Ombudsman Scheme

11 March


The Company was issued a Non-Bank Deposit Taker licence by the Reserve Bank of New Zealand. Term Deposits offered via our Product Disclosure Statement.



The Company opened its Auckland office, with a core focus on building the Company’s presence in the business finance and property lending sectors.

25 April


The ownership structure of the Company was reorganised, whereby a majority of the shareholders transferred their shareholding to a NZ holding company, Xceda Capital Group Limited.



The Company changed its name to Xceda Finance Limited to reflect the transition from a regional asset lending business founded in Whakatane in 1989 into a full-service NZ-wide financial services provider.



The Deposit Takers Act 2023 is enacted creating a single regulatory regime for all Reserve Bank of New Zealand (RBNZ) licensed deposit takers, including Xceda Finance Limited.

Talk to us today


Call us


Loans & General Enquiries:

  0800 11 22 74


Savings & Deposits:

  0800 11 22 75