The key features of Xceda’s Property Loans are:
For residential dwellings, bare land and commercial buildings
Short and medium term bridge loans where there is a clear source of repayment within a defined timeframe
For home renovations, additional property investments, debt consolidations or business investments
Flexible Payment Structures:
We can offer Principal and Interest loans, Interest Only Loans and for selected customers, Capitalised Interest Loans
Flexible Loan Types:
Fixed term loans (from six months up to five years), Line of Credit Facilities and Revolving Credit Facilities
Our property lending products are set out below. Our fixed interest rates vary from 10.25% p.a. to 21.00% p.a. depending on a number of factors including: the security provided, credit history, serviceability and any existing loan payment history with Xceda Finance. All loans are subject to our standard Loan Fees, Terms and Conditions.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our personal loans, car loans and property and mortgage finance are not regulated financial advice.
This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed.