Super Saver Account
Super Saver
Earn a premium rate of interest whilst your cash is on call, ready to use whenever you need it.
Xceda’s Super Saver account allows you to earn a competitive rate of interest in an On-Call account. There are no transaction fees or withdrawal fees – you simply notify us to withdraw your money in 1 business day.
Super Saver Account
5.00%
Interest rate p.a with no joining fee*
How it works
Our on-call account allows you to deposit and withdraw funds at any time while earning interest on your balance. It offers flexibility, as there are no fixed terms, and you can manage it anytime on our online portal. Super Saver provides a convenient way to earn interest while maintaining easy access to your money.
Key features of Xceda’s 90 Day Notice Saver Account
Premium interest rates
Earn an attractive interest rate while still having complete access to your investment, offering the freedom you need.
Flexibility
Growing your house deposit or saving for a holiday? Our Super Saver is an excellent way to park funds while you make your next investment decision.
No Fees
There are no hidden fees for opening or closing the account or making top-ups or withdrawals. The rate offered on our Super Saver Account is net of any fees or charges incurred by Xceda (other than standard NZ withholding tax).
Just one click away
Use our online portal to access all your account information with one click.
Frequently Asked Questions
The Super Saver Account is a New Zealand Dollar (NZD) on-call account that allows you to deposit or withdraw funds from the account whenever you wish. The account earns interest for you on the daily balance in the account. The account is easy to open, with an online application process, and you can use Xceda’s online Customer Portal to check your balance, obtain statements and communicate with us for top-ups and withdrawals. There are no fees on the account and withdrawals are not subject to any costs or penalties.
Xceda is required under its RBNZ licence to maintain minimum levels of regulatory capital and liquidity ratios to enhance the strength and financial stability of the institution.
Xceda uses the term deposit funds alongside our own equity to provide lending products to the public. We finance personal loans, small business loans and mortgages. The majority of our lending products are secured against real assets, with over 95% of our loans as at 31st March 2024 secured against mortgages over New Zealand property.
Start earning interest with your Xceda Super Savings Account
1
Sign up online with Xceda and open your Super Saver Account.
2
Complete a simple online identity verification procedure.
3
Deposit whatever amount you wish into your On-Call account.
4
You'll automatically start earning interest.
Testimonials
"Having the ability to transfer my funds between an Xceda Term Deposit and the Super Saver gives me great flexibility."
Debbie, Tauranga
"Whilst I am deciding what to do with a recent inheritance, it was great to be able to put the funds into this account so I can earn a good interest rate whilst I decide what to do next with my money."
Harriet, Auckland
"The online portal makes checking my balance and statements very easy, but I also like Xceda’s willingness to speak to me whenever I call. Dealing with a real person makes a huge difference."
Peter, Whakatane
Talk to us today
Call us
Loans & General Enquiries:
0800 11 22 74
help@xceda.co.nz
Savings & Deposits: