Property Investment
Loans
Property Investment Loans
We can help structure a property investment loan with quick approvals and a solution-based credit process.
Xceda’s property investment loans are an attractive option for property investors who are looking for a longer-term solution compared to merely a bridging loan. Ideal for a buy-to-let strategy, or to hold for "land banking".
Lending Rates between
9.95% - 12.95% p.a.*
Key features of a Property Investment Loan
Loan Purpose
To purchase a residential property for investment purposes. This is typically for a longer term, and can include investors who are:
- buying a property for rental purposes;
- seeking equity release to undertake renovations or improvements to the property; or
- land banking over a longer term for future development.
The loans can be provided to individuals, companies or trusts.
Interest rates
From 9.95% to 12.95%. The actual interest rate will depend on the borrower's circumstances and the information verified during the assessment of a loan application.
Loan Amounts
Loans up to $2,500,000 subject to loan circumstances (e.g. location, eligibility criteria and lending limits).
Repayment Structure
- Interest Only for the first two years.
- From years 3 to 10, repayments are on a Principal and Interest basis, amortised over a 30-year period.
Loan Terms
Up to 10 years.
Loan to Value (LVR)
Borrow up to 80% of the property value. LVR's over 70% are subject to available funding and price loading.
Loan Rates, Fees and Terms & Conditions
Xceda's Other Loan Products
Bridge Mortgage Loans
Equity Release Loans
Borrowers Aged Over 55 Loans
Testimonials
"This was the first time dealing with Xceda. Good and prompt communication with staff, and no issues regarding my business dealings."
Gerard Bruijl
"Quick & easy to deal with, excellent staff make it ALL happen, & take the hassle away from you."
John Donnelly
"Great customer service experience and interest rates. Emma is a very good communicator and made the application process easy."
Anonymous
Talk to us today
Call us
Loans & General Enquiries:
0800 11 22 74
help@xceda.co.nz
Savings & Deposits: