Property Investment
Loans

Property Investment Loans

We can help structure a property investment loan with quick approvals and a solution-based credit process.

Xceda’s property investment loans are an attractive option for property investors who are looking for a longer-term solution compared to merely a bridging loan. Ideal for a buy-to-let strategy, or to hold for "land banking".

Key features of a Property Investment Loan

Loan Purpose

To purchase a residential property for investment purposes. This is typically for a longer term, and can include investors who are:

• buying a property for rental purposes;
• seeking equity release to undertake renovations or improvements to the property; or
• land banking over a longer term for future development.

The loans can be provided to individuals, companies or trusts.

Interest rates

From 6.90% to 9.79% p.a.. The actual interest rate will depend on the borrower's circumstances and the information verified during the assessment of a loan application.  

Loan Amounts

Loans up to $3,000,000 subject to loan circumstances (e.g. location, eligibility criteria and lending limits).

Repayment Structure

• Principal and Interest, or Interest Only (up to 5 years - followed by Principal and Interest payments for the remainder of the loan term). 

Loan Terms

Up to 30 years based on your needs.

Loan to Value (LVR)

Borrow up to 80% of the property value. LVR's over 70% are subject to available funding and price loading.