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Need help call:

0800 11 22 75

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Savings & Deposits

with Xceda

Our Savings & Deposits Products


Xceda has designed term deposit and savings accounts that offer you premium interest rates, helping your money work just as hard as you do!


Regulated by the Reserve Bank of New Zealand as a licensed deposit taker, we offer New Zealanders with a reputable, service-oriented alternative to the main banks.

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How can we help you?

Choose from one of our deposit and savings products that best suit your needs.

Term Deposits

Our term deposits from 6 months to 5 years are tailored to accelerate your savings goals.


Interest rate p.a with no joining fee*

*Interest rate is subject to change by Xceda at our discretion.

Super Saver

Earn a premium rate of interest whilst your cash is on call, ready to use whenever you need it.


Interest rate p.a with no joining fee*

*Interest rate is subject to change by Xceda at our discretion.

Investing with Xceda gives you options.

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Secured Investment

Our deposit accounts are secured by a first-ranking charge over all of the present and future assets and undertakings of Xceda, for the benefit of our deposit customers.


Flexible Terms

You can select an on-call account (the Super Saver) or a Term Deposit from 6 to 60 months. This allows you to tailor your deposit account to meet your investment needs.


No hidden fees

There are no hidden fees with our deposit and savings accounts. The advertised rates are net to you (after deduction of applicable withholding tax).


Competitive Rates

Xceda offers competitive rates of interest, helping you reach your savings goals sooner.


Track Record

The Xceda investment team has a proven track record of managing term deposit funds for over 25 years. Our business philosophy is based around customer service and integrity. 


★ ★ ★ ★ ★
"This was the first time dealing with Xceda. Good and prompt communication with staff, and no issues regarding my business dealings."

Gerard Bruijl

★ ★ ★ ★ ★
"Quick & easy to deal with, excellent staff make it ALL happen, & take the hassle away from you."

John Donnelly

★ ★ ★ ★ ★
"Great customer service experience and interest rates. Emma is a very good communicator and made the application process easy."


Talk to us today


Call us


Loans & General Enquiries:

  0800 11 22 74


Savings & Deposits:

  0800 11 22 75