Term Loans

Xceda offers fixed term loans from up to 5 years, with monthly repayments. For selected customers we can also offer Interest Only or Capitalised Interest loans.
  • Loans up to $500,000
  • Fixed term for greater certainty to your business
  • For any business purpose
  • Cash flow repayment matching
  • Flexible terms
Xceda’s Business Finance loan products are typically available with some form of security. The security we require will differ depending on:
  • the amount of the facility being sought
  • the profile of the business
  • the trading history and track record of the business
  • the cash flow profile
  • other factors to be assessed in the application stage
Generally our loans are secured in the following loan sizes:
  • Up to $50,000 – Secured by General Security Agreement and director guarantees. This is our popular “Business 50” product
  • Up to $100,000 – Secured by motor vehicles, stock or inventory, plant and equipment, or a property caveat
  • Above $100,000 up to $500,000 – Secured by mortgages (first or second registered)  
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