Group 6614

Need help call:

0800 11 22 74

Contact email:

help@xceda.co.nz

Welcome to the Xceda Mortgage Adviser Hub

 

Your central source for everything you need to work with Xceda.

 

Access our latest Lending Guide, helpful resources, deal snapshots, and register for our monthly webinars, all in one place.

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Helpful Documents

Lending Guide

Overview of our product features, rates and requirements.
 
Lending guide ws

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Download

Lending Rates Cards

       Our current lending rates, fees and charges. ---------------------------------------------------------------

Consumer Loans (CCCFA) Investment Loans (Non-CCCFA)

Fair Conduct

A guide outlining our commitment to ethical lending practices.

 

FCS WS

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Download

Promotions

No Doc Short-Term Bridging Loan | LIMITED TIME OFFER

Product Proposal – No Doc Loan Linkedin post png 3

Promotion Period: October to 19 December 2025.

 

Special Rate: 7.95% p.a.*

 

Flat fee: 2% (regardless of term)

 

To qualify, loans must meet the following criteria:

 

  • No Doc application         
  • Term Bridging Loan
  • Loan must be approved & settled by 19 Dec 2025
  • LVR Under 50%
  • Non-CCCFA Only
  • Strong overall borrower profile
  • Defined exit strategy

 

Disclaimer: 

 

*Offer available for Xceda’s Short-Term Bridging Loans only. Loans must meet all offer criteria to be eligible. Loans outside these terms will revert to Xceda’s standard carded rates. This offer is intended for advisers only. Limited funding available at this price – promotion may end earlier depending on demand. This loan is provided exclusively for business or investment purposes (not for personal, domestic, or household purposes), it is therefore not subject to the Credit Contracts and Consumer Finance Act 2003 (CCCFA). All loans are subject to Xceda’s lending criteria, standard Loan Fees and Terms and Conditions, available at www.xceda.co.nz.

 

 

 

 

 

 

Recent Deal Highlights

 

 

 

 

 

 

 

 

 
Loan Purpose: Refinance investment properties with low-doc servicing flexibility using existing loan statements.
 
Interest Rate: 8.50% p.a. (Fixed). 
 
Amount: $1,991,500.00.
 
LVR: 50%.
 
Loan Term: 12 months.
 
CCCFA / Non-CCCFA: Non-CCCFA.
 

 

 

 

 

 

 

 

 

Loan Purpose: Consolidate multiple high-interest investment loans into one facility.
 
Interest Rate: 5.95% (Fixed for initial 12 months)
 
Amount: $2,730,247.00
 
LVR: 60%
 
Loan Term: 30 years (5 years IO, 25 years P&I).
 
CCCFA / Non-CCCFA: Non-CCCFA.

 

 

 

 

 

 

 

 

 
Loan Purpose: Small business owners refinanced their investment property and obtained equity release of $150k to renovate the property. 
 
Interest Rate: 7.95% p.a. (fixed for initial 12 months). 
 
Amount: $900,000.00 ($150k equity release and $750k refi main bank debt) 
 
LVR: 75%
 
Loan Term: 30 years (5 years IO, 25 years P&I). 
 
CCCFA / Non-CCCFA: Non-CCCFA.
 

Xceda Adviser Induction Webinar

NEXT WEBINAR DATE: Tuesday, November 18th

 

Join our monthly Xceda Adviser Induction Webinar - an informative session designed to get new advisers up to speed on who we are, how we work, and how you can partner with us. We’ll cover our product range, submission process, key contacts, and everything you need to hit the ground running. Whether you’re brand new or just need a refresher, this is a great place to start.

Want to discuss your options?

 

Book a phone call with our Business Development Manager:

 

Talk to us today

 

Call us

 

Loans & General Enquiries:

  0800 11 22 74

  help@xceda.co.nz

 

Savings & Deposits:

  0800 11 22 75

  invest@xceda.co.nz

 

Overseas:

  +64 7 306 0273