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Line of Credit

For project based businesses, our Line of Credit facility is a perfect solution to ensure costs are minimised and funding is available when you need it at each stage of your project.
  • Line of credit facility up to $500,000
  • Tailored to allow drawdown for defined stages of your business project
  • For any business purpose
  • Flexible access to credit to allow for growth plan and reinvestment of profit
Xceda’s Business Finance loan products are typically available with some form of security. The security we require will differ depending on:
  • the amount of the facility being sought
  • the profile of the business
  • the trading history and track record of the business
  • the cash flow profile
  • other factors to be assessed in the application stage
Generally our loans are secured in the following loan sizes:
  • Up to $50,000 – Secured by General Security Agreement and director guarantees. This is our popular “Business 50” product
  • Up to $100,000 – Secured by motor vehicles, stock or inventory, plant and equipment, or a property caveat
  • Above $100,000 up to $500,000 – Secured by mortgages (first or second registered)  

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Loans & General Enquiries:

0800 11 22 74

Investments & Term Deposits

0800 11 22 75

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