Product Disclosure Statement (PDS)
A comprehensive guide outlining Xceda’s investment products.
Xceda Investor Centre
Welcome to the Xceda Investor Centre
Everything you need to stay informed and get started with Xceda, from key documents and updates to helpful resources and support.
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Choose the investment option that suits you, whether you’re after a fixed return or flexible access to your funds.
Depositor Compensation Scheme
Understand how your investment is protected under New Zealand’s Depositor Compensation Scheme.
Knowledge Hub
Explore insights, updates, and media features to stay informed about Xceda and the wider market.
Term Deposit Brochure
An overview of Xceda’s Term Deposit product.
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Deposit Rates Card
Rates valid from 13 March 2026 - Advertised rates are subject to change without notice.
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Financial Statements 2025
Xceda’s audited financial statements for the year ended 2025.
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Financial Statements 2024
Xceda’s audited financial statements for the year ended 2024.
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Financial Statements 2023
Xceda’s audited financial statements for the year ended 2023
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Financial Statements 2022
Xceda’s audited financial statements for the year ended 2022.
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Financial Statements 2021
Xceda’s audited financial statements for the year ended 2021.
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Equifax Credit Rating Report May 2025
Xceda’s Equifax Credit Rating Report 27.05.2025.
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Equifax Credit Rating Report May 2024
Xceda’s Equifax Credit Rating Report 07.05.2024.
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Equifax Credit Rating Report April 2023
Xceda’s Equifax Credit Rating Report 27.04.2023.
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Equifax Credit Rating Report September 2022 (Interim Report)
Xceda’s Equifax Credit Rating Report 26.09.2022.
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Equifax Credit Rating Report April 2022
Xceda’s Equifax Credit Rating Report 01.04.2022.
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Secured Term Deposit Application Form (PDF)
A downloadable application form for a Xceda Secured Term Deposit. You can also apply online.
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Savings Account Application Form (PDF)
A downloadable application form for a Super Saver or Notice Saver Account. You can also apply online.
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Xceda Quarterly Newsletter - March 2026
Catch up on the latest from Xceda in our March 2026 Quarterly Newsletter
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Promotions
Low Doc Short-Term Bridging Loan | LIMITED TIME OFFER
Promotion Period: November to 19 December 2025.
Special Rate: 6.65% p.a.*
To qualify, loans must meet the following criteria:
- Low Doc application
- Short-Term Bridging Loan
- Loans must be approved by 19 Dec 25 and settled by 31 Jan 26
- Non-CCCFA Only
Reach out to the Xceda lending team to get started.
Helen Zheng – h.zheng@xceda.co.nz | 021 240 2481
Lending Team – loans@xceda.co.nz | 0800 11 22 74
Disclaimer:
*Offer available for Xceda’s Short-term Bridging Loans only. Loans must meet all offer criteria to be eligible. Loans outside these terms will revert to Xceda’s standard carded rates. This offer is intended for advisers only. Limited funding available at this price – promotion may end earlier depending on demand. This loan is provided exclusively for business or investment purposes (and not for personal, domestic, or household purposes), it is therefore not subject to the Credit Contracts and Consumer Finance Act 2003 (CCCFA). All loans are subject to Xceda’s lending criteria, standard Loan Fees and Terms and Conditions, available at www.xceda.co.nz.
How-To Guides
Step-by-step videos to guide you through applications, ID verification, and enquiry forms so you can complete each step with confidence.
Tip: Click play and expand to full screen for the best viewing experience.
Application Forms
Identity Verification
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After you apply, you’ll receive a secure CloudCheck link to complete your identity verification.
Enquiry Forms
Want to discuss your options? Or need additional support?
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Call us
Loans & General Enquiries:
0800 11 22 74
help@xceda.co.nz
Savings & Deposits:
0800 11 22 75
invest@xceda.co.nz
Overseas: