Thank you for applying to our Term Deposits.
A member of our team will contact you to discuss the next steps within the coming 48 hours.
If you haven't already, check out the frequently asked questions video about our Term Deposits below.
Current Term Deposit Rates
We take minimum investments of $2,500. If you have $100,000 or more to invest for 12 months or longer, Xceda may be able to offer you a special rate!
Current Term Deposit Rates (No fees apply)
| Term | NZD Rate p.a.% |
| 5 Years | 4.75% |
| 4 Years | 4.75% |
| 3 Years | 4.75% |
| 2 Years | 5.00% |
| 18 Months | 5.10% |
| 12 Months | 5.35% |
| 9 Months | 5.10% |
| 6 Months | 5.15% |
*Rates valid from 29th April 2025 - Advertised rates are subject to change without notice.
Talk to us today
Call us
Loans & General Enquiries:
0800 11 22 74
help@xceda.co.nz
Savings & Deposits: